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Dennis Thorgesen
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Building a brand; Matthew Donley SR Public Adjustor

Published on 1/21/2014
For additional information  Click Here

Matthew Donley SR Public Adjuster

When you are building a brand, you need to consider keeping what you earn. There are times when the knowledge of people like Matthew Donley SR can help in this area. Not all public Adjusters are the same. The insurance checkup Matthew performs without charge is just one of his services.  
;property damage


There are three types of adjusters up for discussion here. All insurance companies have them. There are ones who are independent, then there are public adjusters.


This is a person used by an insurance company to decide how much damage your building sustained.

The insurance company employs some while others are hired by the specific job. Their job is to make it as easy on the insurance company as possible.


Insurance companies sometimes use these. Someone who has had a loss can hire them to give an unbiased appraisal. With an independent there are times an insurance company will pay them, sometimes though this comes out of the pocket of the person with the loss.


Public adjustors came to be with the start of the insurance industry. His or her function is to make sure someone who has had a loss is compensated for the true loss. They are used when the person who repairs the damage cannot legally do the repairs for the estimate given by an insurance company.

Who pays each

The insurance company pays the one they send. Independents are paid by either party. Public are paid a percentage of only what they recover for the person with the loss. It comes out of the money paid by the insurance company. Since they are only paid a percentage of what is recovered when craftsmen and the insurance companies disagree, insurance companies would rather they not exist.

Insurance check up

There are those who believe all insurance companies are created equal. The truth is only you know what protection you prefer. Insurance coverage varies from company to company. You will find there many types of coverage. Knowing you have the right protection is something every homeowner and business building owner needs to feel true security.

Does this mean your rate will go up?

In some cases, it will. This will depend on what you want covered. Water damage is not covered in every case. In the end, you want your policy to cover your needs. An example of this is Allstate’s new HO3. If you can’t prove an outside water source you will find it impossible to be compensated. 


Matthew Donley SR is building his brand by helping others. Matt carries a license as a public adjuster in several states. Through him, you can find competent people in other states. His honesty, integrity, and higher standards qualify him for Snell Experts. It is best to contact him before a need arises. If you are in the process of working on a claim, he can still help you if the required work or damage exceeds what the insurance company is offering. 
© January 21, 2014 11:05 AM EST Dennis Thorgesen Lisech Global Ventures Inc. eMarketing and consulting services All rights reserved.

Member Note: To comment on this PR, simply click reply on the owners main post below.
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