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Eric Wilson
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Eric Wilson   My Press Releases

Are these services Free?

Published on 5/7/2019
For additional information  Click Here

I am always concerned when I hear something is free. I have always been taught there is no such thing as a free lunch, or phrases like nothing gets you nothing everything has a little price.

In the healthcare reform bill, some of the entitlements kicked in on September 23rd of this year. The biggest one, in my opinion, is in the preventative care section of the bill. This is where I hate the word free. I keep hearing… Mammograms are free, PSA tests are free, some immunizations are free.

Free at what cost??

When you add benefits, you have to add a premium. I have seen premiums increase between 5% and about 15% since October 1 of this year. Now I am not sure the real difference if I have to pay more for the service and have no deductible or co-pay, or if I can pay less and have a co-pay or a deductible.

My personal belief with health insurance, car insurance, homeowners insurance, whichever, is that INSURANCEshould be for things you cannot pay for on your own. I have homeowners insurance in case, I have a fire and I would have to re-build it. Auto Liability in case I heaven forbid rear end, someone. I do not need coverage for something that costs $100. I can pay that. I do not think in the history of this country anyone has gone bankrupt for $100 or even $1000.

You need insurance to protect yourself and your assets against the CATASTROPHIC LOSS. Now we have to pay in the form of a higher premium for something I could pay for out of my pocket.

Something to think about, how many FREE SERVICES, do you want to pay for?

Another thing as that children can now stay on their parent’s policy until they are 26 years old. Not sure how I feel about this one. I think if the child ( and when you are 26 are you still considered a child?) is getting an advanced degree, that is a fabulous idea. If the child has a medical condition still fabulous, but everyone else, not so sure. Heck, I did not want to burden my parents at all at that age. Some States that is age 28 or 30. We all want the best for our children, but again we need some common sense here, if the child can get insurance on his own, he should regardless of who pays for it.

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