Join me @ IBOtoolbox for free.
Eric Wilson
Member Since: 2/7/2018
  
performance / stats
Country: United States
Likes Received: 129
Featured Member: 0 times
Associates: 280
Wall Posts: 347
Comments Made: 125
Press Releases: 282
Videos: 49
Phone: (815) 372-1363
Skype:    
profile visitor stats
TODAY: 24
THIS MONTH: 505
TOTAL: 54823
are we ibo associates?
active associates
Richard Caples    
Last logged on: 3/22/2019


Desus Nirist    
Last logged on: 3/22/2019


Bill Bateman    
Last logged on: 3/22/2019


Tee Bogitini    
Last logged on: 3/22/2019


Matt Bruns     
Last logged on: 3/22/2019


Brian Stefan    
Last logged on: 3/22/2019


Marlena Burton    
Last logged on: 3/22/2019


Laci Kollar    
Last logged on: 3/22/2019


Charles Aki    
Last logged on: 3/22/2019


Stephen Porter     
Last logged on: 3/22/2019


Graham Commander     
Last logged on: 3/22/2019


James Randolph     
Last logged on: 3/22/2019


Bobby Brown    
Last logged on: 3/22/2019


Phil Schaefer    
Last logged on: 3/22/2019


ed Diop    
Last logged on: 3/22/2019


other ibo platforms
Eric Wilson   My Press Releases

TYPES OF HEALTH INSURANCE

Published on 3/20/2018
For additional information  Click Here

Before anyone should look for health insurance, we should be familiar with the various types of plans out there. Here are some basics…

1) HMO- Health Maintenence Organization- this type of plan is a form a managed care. It generally cost less, but only allows you to see certain doctors. If you need to see a specialist you need to get a referral from your “Primary Care Doctor”. The biggest downside to this is your doctor can drop out of the network and then you need to find a new one.

2) PPO- Preferred Provider Organization- A network of doctors and hospitals that allow you to choose any doctor or hospital. There is the best price, which is on the network. If you choose to go outside the network, you take on a greater financial responsibility.

3) Schedule of Benefit plans- These are very common among the self-employed, they are normally a low-cost plan. The downside is like everything else, you get what you pay for. A scheduled plan often times covers a maximum of $50,000-$75,000 per claim. Now the majority of claims fall under that amount, but what if you need a transplant or brain surgery that could run into the hundreds of thousands of dollars.

4) Accident only plans- these plans only cover injury or accident. Very common among the younger people just out of college or people between jobs

5) Consumer-driven health plans- These plans are becoming more common. These plans cover just about everything but normally have a maximum that they will pay for each procedure. They give the consumer access to what these procedures cost. The consumer can then take an interest his or her own health care, knowing that if they choose a more expensive doctor they will incur more costs.

6) Health Savings Accounts-HSA’s- These are normally high deductible health plans with a savings plan attached similar to your IRA. You have insurance and you fund your savings account the same way you would an IRA. Money goes in tax-deferred and goes out tax-deferred for medical expenses.

Eric Wilson can be reached at 815-372-1363
Member Note: To comment on this PR, simply click reply on the owners main post below.
-  Copyright 2016 IBOsocial  -            Part of the IBOtoolbox family of sites.