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David Ogden
Member Since: 5/25/2012
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Save money tips

Published on 8/23/2012
For additional information  Click Here

Now we all know that credit cards if not controlled and quickly lead you into debt unless you pay off the full amount on every statement, which is highly recommended. One useful point about a credit card is that you can see exactly where you are spending your money, and this is important if you which to save money. Now with a debit card you can also see from your bamk statement where and when you have spent money, but the card will not work if there is no money in your account, which is much better. I will always use a card rather than cash even for low cost items just beciasue I can track expenditure. Tracking expenditure and building your own budget is the way to save money. you will be surprised at how small amounts soon add up, and then you can start to make decisions into which areas you can reduce spending to save you money. To me debit cards are king, i have one with bank of America and in the backoffice of my account they even have a budget and tracking system, so all you need to do is edit the catagories to set you on your way to saving money for special events.
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