Join me @ IBOtoolbox for free.
Christopher Reams Sr
Member Since: 1/17/2012
performance / stats
Country: United States
Likes Received: 2653
Featured Member: 8 times
Associates: 1450
Wall Posts: 2179
Comments Made: 5616
Press Releases: 289
Videos: 32
Phone: 702.763.3590 No Spam Calls
profile visitor stats
TOTAL: 1160201
are we ibo associates?
business links
active associates
Whitney Jacqueline      
Last logged on: 2/23/2019

Dominic Goss     
Last logged on: 2/23/2019

Brandy Evans    
Last logged on: 2/23/2019

Robert Coaster    
Last logged on: 2/23/2019

Ken Willis    
Last logged on: 2/23/2019

Vernon Wallis    
Last logged on: 2/23/2019

Brian Stefan    
Last logged on: 2/23/2019

Bill Bateman     
Last logged on: 2/23/2019

Felicia Anderson    
Last logged on: 2/23/2019

Sandy Blomstrom    
Last logged on: 2/23/2019

Linda Kinsey    
Last logged on: 2/23/2019

Bruno Duarte    
Last logged on: 2/23/2019

Mark Turnbull    
Last logged on: 2/23/2019

Dorothy Allen    
Last logged on: 2/23/2019

Bobby Brown    
Last logged on: 2/23/2019

other ibo platforms

Christopher Reams Sr   My Press Releases

Small Business Group Health Medical Insurance Benefits

Published on 11/12/2018
For additional information  Click Here

Small Business Group Health Medical Insurance Benefits

Small Business Group Health Medical Insurance Benefits


Advanced Insurance Resources

8275 South Eastern Ave. Suite 200

Las Vegas Nevada 89123



Businesses are expanding across America. With the development of small businesses, American’s are gaining jobs. The unemployment rate is slowly decreasing. People are finding stability once again to sustain a great financial foundation. Hiring quality employees is the ingredient for a business to be successful. Without quality and loyal employees, businesses will fail. Successful companies aren’t successful without a great team at the core. In order to maintain a quality staff, business owners must implement resources that will enhance an employee’s personal life.  Small group health insurance is an awesome employee benefit that all employees will thrive with.


Group Health Medical Insurance

Implementing group medical benefits is a lengthy process, yet not complicated. Gathering what employees desire is the first requirement. Working with several companies we’ve found that creating a census asking what type of medical benefits employees want will lighten the selection process. Second, creating a database where employees can enter names, spouse and kids’ information that will participate in the group medical plan. Families deal with certain medical challenges. Understanding your employees’ medical requirements are imperative when searching for the correct group health insurance plan. Finally, take the compiled information and begin searching for small group health insurance carriers.


Most health insurance carriers have small group insurance medical benefits. Researching health insurance companies can be tricky. Hiring an insurance broker is a wise choice to delegate the task of searching for a proper company. Your insurance broker will require all information discussed above, payroll and company corporation information. We typically search between two or three insurance carriers. Reviewing your company’s budget, participation census with medical requirements. As we narrow down group health plans, we consider the following for the employer.


·        Deductibles

·        Co-Insurance Level

·        Limited or Unlimited Primary Care Physician benefits

·        Urgent Care visits

·        Emergency room benefits

·        Life Insurance Options

·        Prescription Medication

·        Maternity Coverage

·        Mental Health

·        Substance Abuse

·        Dental Insurance

·        Eye Insurance

·        Disability Insurance

·        Accident Insurance


Once a group plan is selected the employer and employee applications are required. Then all applications are submitted to the insurance company for underwriting approval. Most employers implement an incentive to encourage everyone to visit a doctor. Some programs are known as wellness programs offering perks to help the employee save on the group health insurance premium.

Creating a wellness benefit program

Companies have implemented programs that if employees were to participate in, one can lower the monthly employee health insurance premium. Such programs include:

·        Annual Preventive Visits

·        Gym Membership

·        Stop smoking programs

·        Dietician Programs and more.


Purchasing a small business medical group insurance policy is a valuable resource for all employees. Should your company require help, please contact us. We have offices in Las Vegas Nevada and Chicago Illinois.

 Small Business Group Health Medical Insurance Benefits

 Thank You for reading.


Member Note: To comment on this PR, simply click reply on the owners main post below.
-  Copyright 2016 IBOsocial  -            Part of the IBOtoolbox family of sites.