Join me @ IBOtoolbox for free.
Larry Ellner
Member Since: 3/3/2014
  
performance / stats
Country: United States
Likes Received: 247
Featured Member: 0 times
Associates: 594
Wall Posts: 545
Comments Made: 149
Press Releases: 230
Videos: 2
Phone: 785-288-0502
Skype:     LarryEllner
profile visitor stats
TODAY: 24
THIS MONTH: 1342
TOTAL: 257457
are we ibo associates?
active associates
Whitney Jacqueline     
Last logged on: 7/22/2019


Katarina Hofbaur  
Last logged on: 7/22/2019


ed Diop     
Last logged on: 7/22/2019


Don Merrill    
Last logged on: 7/22/2019


Brandon J Urquhart I    
Last logged on: 7/22/2019


Chuck Reynolds    
Last logged on: 7/22/2019


Karl Erik Bjørnhaug    
Last logged on: 7/22/2019


Bob & Shirley Rushing    
Last logged on: 7/22/2019


Gail Fields     
Last logged on: 7/22/2019


Nikko Farr    
Last logged on: 7/22/2019


Dee Tee    
Last logged on: 7/22/2019


Phil Schaefer    
Last logged on: 7/22/2019


Rix Robinson    
Last logged on: 7/22/2019


Steven Anthony    
Last logged on: 7/22/2019


Bosko Hajsek    
Last logged on: 7/22/2019


other ibo platforms



Larry Ellner   My Press Releases

Properly Planning for Financial Retirement

Published on 6/2/2016
For additional information  Click Here

Properly Planning for Financial Retirement

 

                   

 

The vast majority of people reading this will never receive the benefit of social security for the purpose of retirement-unless of course serious adjustments are made in the current system. There are simply too many people living much longer than anticipated. At the same time, regardless of how much you've managed to pay into social security over time it is doubtful that anyone could live on the amount of money they would receive in social security benefits even if they had no other significant bills to pay such as house notes, car notes, or insurance on a home or automobile.

 

It amazes me that my grandparents managed to live on the modest sum that was earned from my grandfather's retirement and social security. They were never wealthy but in the last decade or so I understood just how little they had and yet they managed somehow to have all the things they absolutely needed in order to survive. I know that in the world of today, their meager incomes would not even begin to make ends meet for groceries let alone utilities and other necessities in life.

 

It is because of the struggles my grandparent's faced that I have devoted a good deal of time and effort into making sure that we do not go through those same challenges and struggles upon retirement. We have taken steps today to insure that we will have income throughout our retirement as well as a few carefully crafted investments to pull us through. I do not believe that I have all the answers and for this reason we have relied heavily upon the advice of our financial planner. He has helped us discover avenues for investing money and methods of doing so that have been nothing short of amazing for us as we watch our holdings grow year after year in preparation for retirement.

 

If you haven't taken the time to find a financial advisor for your investments there is no time like the present to do so. Even if you are nearing that magical number you might be amazed at the guidance and advice that can be offered by a competent financial planner to maximize your short and long-term investment and retirement planning needs. I believe you will be amazed at the financial miracles a good financial planner can work with even the most modest of investments with which to work.

 

You should also make sure that you take care of as many of the recurring bills as possible before you retire. It helps greatly if you have your home paid off and do not have the worry of a monthly mortgage payment. Another thing that is good to keep in mind is that you will want to downsize rather than upsize at retirement. Eliminate the second car and ride together when possible (this also eliminates an insurance payment as well).

 

If you are planning to move to a particular area of the country for your retirement you may want to begin now, as early as possible, seeking property in that area at a much lower price than you will pay ten to twenty years down the road when you actually get around to retiring. This will increase the likelihood that you either have your retirement home paid for or are very close to having it paid for. Another thing to remember is that you will want to get a smaller home for your retirement rather than a larger home that you will need to care for. This means you can eliminate some of the utility costs, which may prove substantial.

 

The most important thing to remember when planning for retirement is that it is your retirement for which you are planning. Make sure you set aside funds to make your retirement worth retiring for. Don't merely exist throughout your retirement because you can't afford to live, take the steps now to insure that this is not going to be a problem for your retirement years.

 

Unfortunately 50% or more of impending retirees are under water in their Retirement Planning.

 

  • The Banking Crisis
  • The Recession
  • The Real Estate Meltdowm

 

Has mitigated the ability of many to retire comfortably.

 

They're facing the possibility of being unable to retire, or a substantially reduced Retirement Lifestyle.  If you're one of these people my message to you is: It doesn't need to be that way.  You have options but you need to act soon; today if possible.  We work every day with folks just like you and we know how to "get your acorns out of the fire.

 

Click this link: Free Consultation to get the ball rolling.

 Quote Of The Day

 

                  

 

            

 

 

Your partner in success,

 

Larry Ellner

https://www.facebook.com/RetirementRescueCoaching/

 

P.S. Here's the system I recommend to make money online…

 

 

 

Full Disclosure: You should assume

the publisher of this Press Release has an affiliate

relationship and/or another material connection, to any suppliers

of goods and services that may be discussed here, and may be

compensated for showing ads or recommending products or

services, or linking to the supplier's website.

Member Note: To comment on this PR, simply click reply on the owners main post below.
-  Copyright 2016 IBOsocial  -            Part of the IBOtoolbox family of sites.