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Finance Business Partner

Published on 9/7/2017
For additional information  Click Here





wealthy Rich Habits 

Understands the difference between being rich and poor-

Finance Business Partner
Developing Habits & Effective insight and strategic thinking...

Rich Habits 


Rich Habits - The Daily Success Habits of Wealthy Individuals by Thomas C. Corley For five years, Tom studied the daily activities of 233 wealthy people and 128 people
 living in poverty. He discovered there is a difference the size of the Grand Canyon 
between the daily habits of the wealthy and the poor. He understands the challenges
 adversity can present but is here to share the good news that we have more control -
 Than we may think!

Rich people feel that they determine their path in 
Poor people are significantly more likely to 
believe that, genetics, are important to becoming 
wealthy, and significantly less likely to believe 
that they're the cause of their own financial status
 in life. 

Corley explains, 
"Most of the wealthy people I talked to were 
businesspeople who weren't always wealthy," 
"but they had this attitude that they could do 
What Thomas C. Corley- calls "rich habits" 
and "poverty habits," meaning the tendencies 
of those who fit in each group.
everyone has some rich habits and some poverty
 habits. "The key is to get more than 50% to be rich

A goal is only a goal, he says, if it has two 
things: It's achievable, and there's a physical 
action you can take to pursue it.

Rich people believe that they're the cause of their
 own financial status in life. 

Corley, explains,
Rich people always keep their goals in sight.

"I focus on my goals every day."
Rich people who agree: 62%
Poor people who agree: 6%
Not only do wealthy people set annual and monthly

but 67% of them put those goals in writing.
And they know what needs to be done today.
"I maintain a daily to-do list."
Rich people who agree: 81%
Poor people who agree: 19%
Not only do the wealthy keep to-do lists, but 67% 
of them complete 70% or more of those listed tasks
 each day. 

the wealthy 
They don't watch TV.
"I watch TV one hour or less per day."
Rich people who agree: 67%
Poor people who agree: 23%
Similarly, only 6% of the wealthy watch reality 
shows, compared to 78% of the poor. 

"The common variable among the wealthy is how 
they make productive use of their time- 'no superior 
human discipline or willpower-' 
the wealthy 
They just don't think about watching much TV 
because they are engaged in some other habitual 
daily behavior — reading."

They read … but not for fun.
"I love reading."
Rich people who agree: 86%
Poor people who agree: 26%

the wealthy 
Fact, 88% of them read for self-improvement for 30
 minutes each day, compared to 2% of poor people.

Sure, rich people love reading, but they favor 
nonfiction — 
the wealthy 
in particular, self-improvement books
"The rich are voracious readers on how to improve
the wealthy are big into audio books.
"I listen to audio books during the commute to 
Rich people who agree: 63%
Poor people who agree: 5%

Even if you aren't into audio books, you can make 
the most of your commute with any of these 
commute-friendly self-improvement activities.

They make a point of going above and beyond at 
the office.
"I do more than my job requires."
Rich people who agree: 81%
Poor people who agree: 17%

the wealthy 
It's worth noting that while 86% of rich people 
(compared to 43% of poor) work an average of 50 
or more hours a week, 

only 6% of the wealthy people surveyed found 
themselves unhappy because of work.

the wealthy 
Many of the people I studied aren't wealthy 
because they made a lot, but because they saved a

the wealthy 
He's trying to instill what he calls the 80/20 rule in 
his own children: Save 20% of your income while 
living on 80%.

Poor people are significantly more likely to believe 
that genetics, are important to becoming wealthy, 
and significantly less likely to believe that they're 
the cause of their own financial status in life. 
" Corley explains, "

the wealthy 
Rich people value creativity over intelligence.
"Creativity is critical to financial success."
Rich people who agree: 75%
Poor people who agree: 11%

the wealthy 
While rich people are more likely to believe that 
creativity influences success, poor people are 
more likely to think that being "intellectually gifted"
 is critical.

says Corley,
a lot of wealthy people were C students," 
"There's more to wealth than just being smart."

the wealthy
Rich people enjoy their jobs.
"I like (or liked) what I do for a living."
Rich people who agree: 85%
Poor people who agree: 2%

says Corley,
"Many of the wealthy in my study loved their job —
 it's not an accident,"  In fact, 86% of the wealthy 
worked an average of 50 hours or more per week 

(compared to 43% of the poor), and 81% say they 
do more than their job requires

Corley says it's related to the idea of creativity 
being important to financial success: 

"the wealthy  people found a creative pursuit that 
could turn into monetary value. When you engage 
in a creative pursuit that can make money, the 
rewards are often obscene."

Thomas C. Corley says Thomas Corley, the author of "
Rich Habits: The Daily Success Habits Of Wealthy Individuals." 
"These habits are like snowflakes — they build up, and then you have an avalanche 
of success."

During Tom Corley  research, he identified over 200 daily activities that separated the "haves" 
from the "have not's". The culmination of his research can be found in his

#1 bestselling book, 
Rich Habits - The Daily Success Habits of Wealthy Individuals. 

Tom Corley understands the difference between being rich and poor. At age 9 his family went
 from being multimillionaires to broke in just one night. 


Print: Tom has been featured in many, prominent print and Internet sites such as;, 
Huffington Post,, Marketplace Money,, -
Jul 1, 2014 ... ... she was the associate editor at LearnVest, 
covering personal and behavioral finance. 9 Things Rich People Do Differently Every Day. 
Habits ... 9 Things Rich People Do Differently Every Day | Entrepreneur
Corley, who spent five years monitoring and analyzing the daily activities and habits of people 
both wealthy and living in poverty (233 wealthy and 128 poor, specifically), isolated what he calls
 "rich habits" — and many of them are simply patterns of thought.
on his website, defines "rich people" as those with an annual income of $160,000 or more and a 
liquid, net-worth of $3.2 million or more, and "poor people" as those with an annual income of 
$35,000 or less and a liquid net worth of $5,000 or less.

Here are 10 ways Corley, found that rich people think differently, based on statements with which
 they identify.

1. Rich people believe their habits have a major impact on their lives.
"Daily habits are critical to financial success in life."
Rich people who agree: 52%
Poor people who agree: 3%

Wealthy people think that bad habits create detrimental luck and that good habits create 
"opportunity luck," meaning they create the opportunities for people to make their own luck. 
"When I looked at luck," Corley remembers, "a lot of rich people said they were lucky and a lot 
of poor people said they were unlucky."

Good Habits Create "Opportunity-
It takes a lot of hard work, time and sheer dedication.
Although each of them had different a different path, their destination was the same: success.

Every successful leader, entrepreneur or idealist has had their own unique journey as they 
strove for what they believed in

There are many factors which tie these successful individuals together, one of them being how 
they grew and matured along the journey. Steve Siebold, Author, of “How Rich People Think,” 
interviewed more than a thousand millionaires over three decades to learn what led them to their
 success and wealth.
The answer was quite simple: Steve learned that it did not matter where they were born, or even
 to whom — what really made these millionaires stand out was their mentality, the drive to reach
 their goals while letting nothing hold them back. This mindset led these individuals to wealth.

Here are seven sentences you’ll never hear a successful person say because they contradict 
that unstoppable attitude.

Related: 21 Traits of Billionaires from Warren Buffett to Mark Zuckerberg
Read: Tony Robbins Shares His Secret to Millionaire Success
 Best Advice I Never Got

Wealthy people value their health, says Corley, "One of the individuals in my study was about 
68 and worth about $78 million. I asked why he didn't retire, and he looked at me -- He said, 
'I've spent the last 45 years exercising every single day and watching what I eat because 
I knew the end of my career would be my biggest earning years' If he can extend his career 
four to five years beyond everyone else, that's about $7 million for him."
"Wealthy people think that being healthy means fewer sick days, which translates into more 
productivity and more money."

(being rich has everything to do with habits.are simply patterns of thought)
"I found in my research that wealthy people are by and large optimists,"
"They practice gratitude and look at happiness like a habit."
"Rich Habits: The Daily Success Habits Of Wealthy Individuals"

2. Rich people believe in the American dream.
"The American dream is no longer possible."
Rich people who agree: 2%
Poor people who agree: 87%

"The American Dream is the idea of unlimited potential,
the vast majority of rich people believed that wealth is a big part of the American dream (94%) 
and that the dream is still possible.
Rich people value relationships for professional and personal growth.
"Relationships are critical to financial success."
Rich people who agree: 88%
Poor people who agree: 17%

Not only do rich people feel that their relationships are critical to their success, but they put a lot
 of effort into maintaining them, making a habit of calling up contacts to congratulate them on life
or reaching out just to say hello. "When I applied the hello calls and the life event calls to my own
 life," recalls Corley, "I ended up making another $60,000 as a result."

Rich people love meeting new people.
"I love meeting new people."
Rich people who agree: 68%
Poor people who agree: 11%

Hand in hand with valuing relationships comes making new ones. Rich people both love meeting
 new people and believe that being liked is important to financial success (in fact, it's a whopping
 95% that believe in the power of likeability, compared to 9% of poor people)
Rich people think that saving is hugely important.
"Saving money is critical to financial success."
Rich people who agree: 88%
Poor people who agree: 52%

"Being wealthy is not just making a lot of money," explains, Corley, "It's saving a lot, and 
accumulating wealth.
Many of the people I studied aren't wealthy because they made a lot, but because they saved a 
lot." He's trying to instill what he calls the 80/20 rule in his own children: Save 20% of your 
income while living on 80%.

their money. "Most of these people were business owners who put their own money on the table
 and took financial risks," explains Corley. "People like this aren't afraid to take risks."

They watch their waistline.
"I count calories every day."
Rich people who agree: 57%
Poor people who agree: 5%
they take care of their smiles.
"I floss every day."
Rich people who agree: 62%
Poor people who agree: 16%
Rich people believe that their health influences their success.
Rich people who agree: 85%
Poor people who agree: 13%
Success is not something that can be accomplished overnight.
Rich people are willing to take risks.
"I've taken a risk in search of wealth."
Rich people who agree: 63%
Poor people who agree: 6%
"A lot of the wealthy people in the study were business owners who started their own 
businesses," Corley explains. "They became successes because they were master 
self-educators who learned from the school of hard knocks." In fact, 27% of the wealthy 
people in Corley's study admit they've failed at least once in life or in business, compared 
with 2% of the poor. "Failure is like scar tissue on the brain," Corley says. "The lessons last 
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Understands the difference between being rich and poor-



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